Attention Investors.  


Wouldn't it be great if you could invest and never have to worry about the direction of the stock market again!


Good news!  Now you can with our proven mechanical, rules-based investment model designed to manage risks and improve investors returns.


Systems like this are normally only available to wealthy clients of large financial firms - clients that have $500,000 or $1 million to invest and pay up to 3% in fees to have their money managed in these sophisticated strategies.


How much would you pay for such a system?  $300 a month?  $500 a month?


Hi, my name is Tim Fortier and I created the Five-Factor Formula to help investors manage their own money and beat the markets.  This formula is a result of my 30 years in the investment industry.  It combines the best ideas in recent academic research.


The use of my Five-Factor Formula provides these benefits:



- a rules-based process

- risk-managed

- automated

- repeatable

- emotionless 


By using the Five Factors Formula, I've been able to create sophisticated investment models for investors that are able to generate more consistent returns in any market.  Most of my model work is available only to financial professionals, institutional investors and big financial publishers. 


But I've created a model for the do-it-yourself investor that includes all the sophistication of the models that I build for the financial firms.  It can be used by investors with little or no investment experience and only takes a few minutes a month.


Introducing the Drawbridge Balanced Model...


The Drawbridge Balanced Model is a modern approach to traditional investing.  In the past, the classic strategy was to invest 60% of a portfolio in stocks and 40% in bonds, then hold through all market cycles.  The rationale was that stocks and bonds tend to react like a see-saw; when one goes down, the other goes up.  But who wants to own an investment when it's going down?


Each month, my model analyzes stock market ETFs from large-cap stocks, mid-cap stocks, small-caps, and international stocks and chooses the best one to buy.


It does the same for bond market ETFs, choosing the best from Treasuries and High Yield bonds.


Then the top stock ETF is allocated 60% of the model and 40% is allocated to the top bond ETF.   


But I've also added our Downside Risk Protector © (DRP) to the model.  The function of the DRP is to further analyze the top stock and bond ETFs each month.  If the top investments don't meet this additional criterion, the ETF will not be included in the model.  This helps prevents the model from holding a losing position.  Instead, that portion will be allocated to short-term bonds to protect the portfolio.


This analysis is completed once at the end of every month and the updated portfolio recommendations are sent to you by email before the beginning of trading on the first of the month. 


Here is a look at how the model has done:


So far, the model has never had a down year (negative return) and the model has compounded at better than 12%.  That is almost twice the return of the popular mutual funds which have a similar investment objective!     


In fact, take a look at the following chart.  During the credit crisis in 2008-2009, the S&P 500 fell by 55% but the Drawbridge Balanced Model fell by only 8.58% and managed to finish the year with a positive gain.  There are very few investment strategies that can make that claim, during that difficult period of stock market history.  


Part of being a successful long-term investor is to keep losses small and to consistently make gains.  This model does that!   


For you, I'm giving you access to the Drawbridge Balanced Model...


- based on the Five-Factor Formula

- a modern version of the 60/40 portfolio

- added Downside Risk Protector


...for just $37 a month - that's less than .50% on a $100,000 account at a financial firm...about one-third what a typical advisor charges. can join right now for just $1.00  Hang out for an entire week, and if you love the experience, do nothing and you will be billed just $37 for as long as you would like to stay.  


If you decide it's now for you, for any reason at all...Whether it's next week or six months from now, let me know and you will never be billed again. 


'Want to save even more money?  Pay annually and save $147 - just $297 per year.



Everything You Need to Improve Your Investing Results

If you’re looking for a simple, high-performance plan that enables you to spend less time worrying about your financial future, this is for you. Follow the system to escape investing stress, and spend your free time on more meaningful activities.  This approach is perfect for:


  • investors who have become disenchanted with traditional financial advice and the often expensive price associated with it;
  • anyone who isn't generating above-average returns and wants a modicum of assurance that they aren't going to get wiped out along the way; and
  • investors who have spent years chasing stocks, ETFs, and gurus and have come up short.


While the Drawbridge Balanced Model could be used to manage an entire decent size portfolio, I understand that some investors may want more.  


With your membership, I am also including two additional models: 


The first additional model is the Risk On/Risk Off which is a quantitatively based ETF trading strategy that reviews the Nasdaq 100 Index, the S&P 500 Index, and the NYSE Composite Index.  The model trades both leveraged and non-leveraged ETFs, including inverse ETFs in an attempt to profit from declining markets.   


My approach is based on a proprietary indicator that I developed over thirteen years ago that measures internal buying and selling pressure. This can be measured in a precise way that has never missed identifying a major turn in the market.   


What if you had an investment system that avoided those losses, or even MADE MONEY when the stock market dropped? 


How valuable would it be if you had an early warning system everytimet the stock market was about to make a major change in direction?   


This could be a great way to help you manage your company 401k or to help compound those smaller IRA accounts that you may have.    


Here is a look at some recent signals for the S&P 500 Index:



Between October 1, 2018, and January 9, 2019, the S&P 500 inverse -1X ETF (SH) gained 11.88% while the market lost over 11% in the same period.  An investor trading the more aggressive double beta version (SDS) would have gained 22.65% 


Between January 9, 2019, and May 2, 2019, the S&P SPDR (SPY) gained 13.37%   The double beta (SSO) gained 26.72% in that same period.    


To contrast, a buy and hold investor would have earned 0.84% between October 1, 2018, and May 2, 2019.    


Finally, for your savings, I am including the ETF Bond Ladder Strategy - Most investors have the need to balance their more aggressive investing with some more conservative and stable investments.  Our Investors Guide to Bond ETF Ladder reveals one of my favorite ways to invest when the goal is to provide steady, predictable income.  


If you're like me, you're fed up with this low-interest-rate environment and the lousy returns you're getting on your "keep-safe" money that's meant for investment income and for your retirement. 


Even worse, the low returns on your savings are likely to be with you for years to come as Western governments buckle under the weight of their crushing debts and unpayable promises.  You see, with the huge mountain of debt that governments have borrowed, they simply cannot afford rates to rise as the interest costs would reach levels that they can not afford to pay. 


In the Investors Guide to Bond ETF Ladders I share with you my favorite strategy for investing for income.  With this strategy, you...


never have to worry about what the Fed is going to do, 

removes any need to know the next direction in interest rates, 

maximizes your yield while protecting your principal, 

can instantly boost the yield on your hard-earned savings. 


In this guide, I will share with you a sample portfolio that only needs to be updated once a year and that can be implemented immediately.  



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